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A 31-step list to better finances

Wednesday, March 31st, 2010 Uncategorized.

The New York Times has a 31-step financial tuneup checklist, and several of the points deal directly with optimizing your daily financial dealings.

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Some items that could help you lower the costs of your daily consumer life:

– Finding a lower-interest credit card. Start your legwork at Bankrate.com.

– Educating yourself on the terms for redeeming points from any rewards cards you have. (Hit your card issuer’s Web site.)

– Finding rewards cards with better deals. (For this, try the tool over at Credit Card Tune-Up, creditcardtuneup.com.)

Tax season is a great time to do an overall financial tuneup – you’ll have all the momentum from taking care of your financial business, and spending a few hours on the Web, on the phone and in bank offices could pay off.

Find the full New York Times list at links.sfgate.com/ZJLB.

Find ways to inject dollars, cents and sensibility into your everyday spending, sfgate.com/blogs/dollarsandsense

This article appeared on page D – 3 of the San Francisco Chronicle

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